Friday, November 9, 2018

Some Perspective on Mortgage Rates

Interest rates are rising and economists predict they will continue through the end of the year. While this can intimidate buyers it is important to keep these increases in perspective. Even if mortgage rates reach 5 percent as predicted this is historically low. Mortgage rates between 1979 and 1990 consistently averaged above 10 percent.
So what does this mean for today’s home buyers?  There are ways you can counter the increase in mortgage rates. If you have the ability, put more money down which will decrease the amount borrowed.
Work on ways to improve your credit where possible. With a credit score above 760 it is possible to get the lowest available interest rate on your home loan.
Already on the market for a new home? Act quickly! With interest rates expected to rise through the end of the year the faster you can lock in your loan and save yourself some money!

Friday, October 26, 2018

Keep Your Home Germ Free

I’m sure you’ve seen the signs out everywhere – Get Your Flu Shot Here! Flu Shots Available Now!  Flu season officially runs from October to May and while it’s not time to panic, there are things you can do around the house to make your home less hospitable to cold weather germs. Here are a few ideas:
-        Pay special attention to germ hot spots and clean them regularly – this includes the sink, children’s toys, cell phones and door knobs.  Don’t forget the remote contol!
-        Use fans in high humidity areas such as bathrooms and kitchens. This will help prevent the growth of bacteria and mold.
-        Wash your sheets, towels and other bedding on high temp every week.
-        Don’t forget to clean ceiling fans, air filters and vacuum to keep the air fresh and free of dust.
-        Be sure to clean your cleaning tools so you aren’t pushing germs around – this includes dust rags, mop heads and sponges.
-        Put the toilet seat down when you flush to keep germs from coming out and landing on other bathroom surfaces. Mop your bathroom floor once a week.
-        Clean the kitchen sink with bleach or vinegar and don’t forget to wipe down the faucet handle.
What tips do you have for keeping your home free of unwanted germs?

Friday, October 19, 2018

Building a Custom Home is an adventure. But as with any great adventure, you need a guide.

Paradime Construction is your guide to navigating the custom home building process from design to build to move-in..
Since 1999, Paradime Construction has been helping homeowners fulfill their dream of homeownership. Stan O'Brien, President, takes great pride in providing personal attention to all Paradime customers. His success is evident by the number of satisfied customers and repeat business that Paradime has in new home construction in Chapin, Columbia, Lexington, Irmo, Prosperity and the Lake Murray area of South Carolina. O'Brien's level of education and experience combine to give him the expertise to build custom homes that are both functional and stylish. Building the homes with Universal Design so that your home can grow with you. Also, incorporating High Performance Home techniques makes the home environmentally friendly, comfortable, healthy, and affordable. Paradime Construction will build the custom home that best fits your family's needs.


Friday, October 12, 2018

College Football Viewing Party Tips

You may have noticed that along with a slight coolness in the air something else has arrived – college football season! Whether you consider yourself a diehard fan or just enjoy an opportunity to get together with friends this is a great time of year to open up your new home to guests.
Here are a few tips to help you host the ultimate football get together!
1.     Make sure you get the game! Some TV packages carry different schools and some cable companies charge extra if you want to watch something out of the ordinary. You don’t want to get caught without the channel you need!
2.     Think finger foods. People tend to gather in the kitchen and in the living room where the game is playing. Think of foods that are easy to eat while standing up and holding a drink in one hand. Some examples include: chips and dip, pigs in a blanket, sausage balls, pizza bites, veggies and dip, brownies and cookies.
3.     Prioritize comfort! Have lots of pillows for lounging. Move chairs into the room with the television and clear clutter off of end tables or coffee tables.
4.     Think about the bathroom. Have plenty of toilet paper and hand soap. Add a scented candle for an extra touch.
5.     Don’t forget the music. Commercial breaks, half time, there might be opportunities when music is needed for the background.
How do you host a football gameday party?

Friday, October 5, 2018

Make Your Home Smell Like Fall

Finally Fall is in the air! Want to bring some of that Autumn smell inside? Smell is one of the most poignant ways to usher in the season – hence the everything Pumpkin Spice craze!  But you don’t have to go down to your local coffee shop to enjoy the smells of the season.  Here are a few ways to enjoy the smells of Fall right at home!
-        Create a simmer pot and leave it on the stove while you’re home during the day.  Fill a saucepan with water and add in some of your favorite scents. Bring it to a boil and then allow it to simmer, filling with water as needed. Some favorite fall combinations are sliced oranges, cranberries and cloves or apple peels, cinnamon and nutmeg. 

-        Diffuse essential oils for a light and natural Fall fragrance. Popular Fall oils include cedarwood, cinnamon, ginger, sage and vanilla.

-        Look for Fall scented candles or aromatic plug-ins – plentiful this time of year!

-        Make your own potpourri with treasures found on an invigorating Fall nature walk! Look for pine cones, acorns or twigs and then combine with cinnamon sticks, nutmeg and cloves.

-        Create your own scented pine cones by rinsing off pine cones you find around your home and let them soak for an hour. Bake the cones on a foil-lined baking pan for 30 minutes at 200 degrees. Place the pine cones in a gallon Ziploc bag and sprinkle in 30 drops of your favorite fall essential oils. Seal the bag and shake till all the pine cones are coated.  Let the pine cones sit in the bag for a week to really absorb the smell.

-        Maybe the simplest way is to let the Fall air in! Open the windows to get stale air out and fresh air in. Just a few minutes can make a huge difference in how your house feels and smells!

Thursday, September 27, 2018

Understanding Building Codes

If you’re looking into purchasing new construction you may have heard the term “building code” come up in your search.  What does this really mean and how does it apply to you?  Building codes are requirements builders must follow in order to protect public health, safety and general welfare.  This includes construction categories such as building materials, design, fire safety, heating and cooling and energy conservation as examples.
The federal government does not mandate building codes across the country, rather local governments oversee building codes. Codes may vary by location depending on weather, land type and state regulation.
Codes are developed or adopted at the local level and enforced by local authorities.  Multiple parties are involved in code development including public and private sectors of the construction industry, government, consumers and professional trade organizations.
If you have questions about building codes in your area contact your local home building association or code enforcement arm of your local government.
More information can also be found at:

Friday, September 21, 2018

Overlooked Home Maintenance Items

Owning a home is an investment of money and time.  Even new homes require regular maintenance in order to keep up them looking and functioning at their best.  Staying on top of home maintenance now will prevent costly repairs in the future.
Here are a few often overlooked home maintenance items that will prolong the health of your new home.
-        Every three to four months clean the aerator at the end of your faucet

-        Clean out the dryer vent that leads to the outside of the home regularly. Lint can build up and lead to safety hazards as well as problems with the dryer.

-        Change your air filters every month to three months as the filters specify

-        Check under sinks to ensure there are no small leaks

-        Dust fan blades and window blinds

-        Clean refrigerator coils to keep this major appliance working properly

Leading up to fall home maintenance items are important to keep in mind as the weather will be turning cooler. Prepare your home by checking the weather stripping around doors and windows, trim any tree limbs that may be too close to the house and have your fireplace checked before first use.